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421 W 5th Street, Monticello, IA 52310.
Completely remodeled in 2025, this move-in ready 3 bedroom, 3 full bathroom home offers quality updates, modern finishes, and functional living space. Notable improvements include all-new plumbing, electrical, furnace, central AC, tankless water heater, and a spray-foamed basement for added efficiency and functional storage. The spacious heated 2-stall garage adds year-round convenience. Inside, you'll find durable luxury vinyl plank flooring, granite countertops, tall ceilings, and oversized windows that fill the home with natural light. The spacious primary suite features a private walk-in shower, while the second level offers two additional large bedrooms ? one with a walk-in closet ? plus a third full bathroom with another impressive walk-in shower. Thoughtfully updated from top to bottom, this home blends modern style with peace of mind, allowing you to move right in and enjoy your new retreat. Welcome Home! **Accepted Offer 5/9/26**
MLS ID: 2603157
Shown By
Agent Name: Kathleen Cobler
Agent Phone: (563) 340-0815
Agency Title: Ruhl&Ruhl Realtors
Agent Email:
Shown By
Agent Name: Kathleen Cobler
Agent Phone: (563) 340-0815
Agency Title: Ruhl&Ruhl Realtors
Agent Email:
Contact an agent to learn more about
421 W 5th Street, Monticello, IA 52310.

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563-441-1862
toll free 866-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $275,000 | $275,000 | $275,000 |
| Down Payment | $55,000 | $9,625 | $68,750 |
| Monthly Mortgage Amount | $1,337 | $1,663 | $1,699 |
| Taxes | $383 | $383 | $383 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $121 | $0 |
| Monthly Estimated Total | $1,820 | $2,267 | $2,182 |